Terms of Use
General Information Only
The information provided on this website is for general informational and educational purposes only. Content on this site is not intended to be, and should not be construed as, financial advice, legal advice, tax advice, or a commitment to lend.
Mortgage programs, rates, terms, and requirements vary and are subject to change without notice. Individual eligibility and loan terms depend on a full review of your financial situation, credit profile, property details, and lender underwriting guidelines.
No Offer or Guarantee
Nothing on this website constitutes a loan approval, loan commitment, rate lock, or guarantee of financing. Any examples, estimates, or scenarios provided are for illustrative purposes only and may not reflect actual loan terms or availability.
Final loan approval, rates, and terms are determined only after completion of required disclosures, verification of information, and underwriting approval through a licensed mortgage lender.
No Client Relationship Created by Website Use
Use of this website, submission of a form, or receipt of information does not create a mortgage loan originator–borrower relationship. A professional relationship is established only after direct communication, required disclosures, and confirmation of engagement through appropriate channels.
State Licensing Disclosure
Joseph Sleek is a licensed Mortgage Loan Originator (NMLS ID: 2737617).
Mortgage services are offered only in states where properly licensed.
At this time, services are provided exclusively to consumers in the state of Florida.
This website is not intended to solicit business from residents of states where licensing requirements have not been met.
Accuracy of Information
While reasonable efforts are made to keep information on this website current and accurate, no guarantees are made regarding completeness, accuracy, or timeliness. Mortgage guidelines, rates, and market conditions change frequently and may impact the relevance of information presented.
Third-Party Links and Tools
This website may contain links to third-party websites or tools for convenience or informational purposes. No responsibility is assumed for the content, accuracy, or privacy practices of third-party sites. Use of any third-party resources is at your own discretion.
Limitation of Liability
To the fullest extent permitted by law, Joseph Sleek and affiliated parties shall not be liable for any direct, indirect, incidental, or consequential damages arising from the use of this website or reliance on information provided herein.
Updates to These Terms
These Terms & Disclaimers may be updated from time to time to reflect changes in services, regulations, or business practices. Continued use of the website constitutes acceptance of any updated terms.
Contact Information
For questions regarding these Terms & Disclaimers or to discuss mortgage options directly, please contact:
Joseph Sleek
Mortgage Loan Originator
NMLS ID: 2737617
Licensed in Florida